Things were going as per the plan and everyone was busy in their own lives. Suddenly, all the plans were shattered with the Covid-19 (or novel coronavirus) pandemic. Most of the countries, including India, have imposed lockdowns. The pandemic has made people lament on their priorities of life and revisit their investments. It is alarming that close to 56 percent of Indians still do not have health insurance*. People have suddenly started realizing the importance of having a health insurance plan due to the Covid-19 pandemic. With the number of cases rising with each passing day, it is important to